For pedestrians

You were hit by a vehicle. The law still protects you.

Pedestrians often suffer serious injuries in traffic accidents. Accident benefits may still be available even if the driver was uninsured, unidentified, or fled the scene.

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THE QUESTION MOST PEDESTRIANS ASK

What if the driver was uninsured or left the scene?

You may still be covered

✓Coverage can come through your own or a household policy

✓Ontario has a fund for some uninsured and hit-and-run cases

✓You do not need to own a car to make a claim

Every case is different. Tell us what happened, we will tell you honestly where you stand.

As a pedestrian

Depending on your circumstances

§1 Medical and rehabilitation benefits included in every policy
§2 Attendant care included in every policy
§3 Income replacement or non-earner benefits if included in your policy
§4 Coverage for out-of-pocket expenses if included in your policy

Which rules apply to your policy?

Ontario changed these rules on July 1, 2026. What matters is when your policy was purchased, not when your accident happened.

Worth knowing

Things to keep in mind

Pedestrian claims work differently than most people expect.

Fault isn't required to access accident benefits

Coverage may exist even if the driver can't be identified

Strict timelines apply: delays can limit benefits

Injuries can be physical and psychological

Poor documentation can weaken a claim

How we help

How VIA Legal helps pedestrians

Identifies every source of coverage

Including options most people don't know exist.

Guides applications and disputes

From the first form to a denied claim.

Handles insurer communication

On your behalf, from day one.

Protects you in a vulnerable moment

So you're not navigating this alone.

Tell us what happened

Write it once. We'll read it and get back to you.

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