For drivers

You were driving. Know your rights.

In Ontario, fault doesn't decide whether you're covered. As a driver, you may still be entitled to accident benefits and compensation.

THE QUESTION MOST DRIVERS ASK

Can I claim if the accident was my fault?

Yes

✓Accident benefits in Ontario do not depend on who caused the crash

✓Medical, rehabilitation and attendant care are in every policy

✓Being partly at fault does not remove your right to claim

Not sure where you stand? Tell us what happened, free and with no obligation.

As a driver

Depending on your circumstances

Which rules apply to your policy?

Ontario changed these rules on July 1, 2026. What matters is when your policy was purchased, not when your accident happened.

Worth knowing

What you do in the first few days can affect your claim.

Delaying medical assessment and treatment

Trusting the insurer to "take care of everything"

Weak documentation of physical and psychological injuries

Missing strict accident-benefit deadlines

Accepting early settlements without understanding long-term impact

How we help

Free, plain-language consultations

No legal jargon, just clear answers to your questions.

Accident benefit claims and disputes

We file, follow up, and push back when needed.

Insurer communication, handled

We speak with the adjuster on your behalf.

The legal process, off your plate

You focus on recovery. We manage the rest.

Write it once. We'll read it and get back to you.

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No spam, no cold calls. Your information stays confidential.